An example of such an endorsement is "For mobile deposit only to my [name of financial institution] account." https://www.gobankingrates.com/banking/mobile/well-fargo-mobile-deposit Mobile Deposit Remote Deposit Deposit By Phone Wells Fargo Mobile Deposit Remote Deposit Deposit By Phone Wells Fargo Depositing A Check With Mobile Deposit Youtube The “third” in third-party refers to the person who will ultimately receive the funds from the check; party one is the writer of the check, you are party two (the original recipient), and the person you sign it over to is the third party. How to Sign Over a Check to Someone Else. Forget the envelopes and stamps – there’s an easier way to make deposits into your investment accounts. Determine who must endorse the check. After a few minutes, it comes back to say it was verified. You can sign the person's name first, then follow it with "by [your name] under POA." Basically, when you deposit a check written to multiple payees, all payees must endorse the checks. If only your name is listed on the payee line of the check, your signature is all that is needed to cash or deposit the check. A signature in the payee section at the top of the back of the check may be sufficient, but your bank may require a restrictive endorsement that makes your intention clear. Snap a photo to deposit a check using the app and avoid visiting a branch. If someone's else name is also listed, they only have to sign the check if the word "and" or the symbol "&" appears between the 2 names. "My Wells Fargo app will tell me within seconds that the deposit was sent to the bank. Endorse the Check . Furthermore, all payees must go with you to your bank and present a government-issued ID. Instead of depositing checks at ATMs, your bank’s Drive-Three window, you can add them to your mobile account at any time at any place. To do this, you can use one of two procedures. Simply write “For Mobile Deposit at Wells Fargo Bank Only” below your endorsement signature. Because the check is currently payable to you, you’ll need to ensure that the third party and their bank can accept a signed-over check, also known as a “third-party check,” and endorse the check by signing the back of it. Learn about the rules for this practice and how to do it properly. When you receive a check and sign it over to someone else, you are creating a third-party check. You can endorse a check for a mobile deposit that lets you deposit checks into your account using your mobile device. Include any endorsement required by your bank. Find out whether you can sign and endorse a check to have someone else deposit it. When you endorse a check for someone as their attorney-in-fact, you must make clear that you are signing as an agent. As a Wells Fargo account holder, you also have access to the bank’s mobile app, which allows you to deposit checks from your phone by taking pictures of the front and back of the check. The following steps detail the process of signing over a check to a third party: 1. Wells Fargo recommends storing a hard copy of your check for five days. Wells fargo does not endorse and is not responsible for their content links privacy or securities policies. Grab your smartphone and watch this video.